Privacy Policy

This Privacy Policy explains how MyRateSaverHub ("MyRateSaverHub," "we," "us," or "our") collects, uses, and shares information when you use myratesaverhub.com (the "Site") and our rate-comparison services (the "Services").

1. Information We Collect

We collect information you provide directly when you use our quote-comparison forms, including:

• Contact details — name, email address, phone number, and ZIP code.
• Insurance profile — coverage type, date of birth, household details, current insurance status, and similar information you submit.
• Technical data — IP address, browser type, device information, referring pages, and interactions collected automatically via cookies and similar technologies.

2. How We Use Your Information

• To match you with, and connect you to, licensed insurance carriers, agents, and marketing partners;
• To operate, improve, and personalize the Services;
• To communicate with you about your request, including by phone, email, and text;
• To detect fraud, enforce our Terms, and comply with law.

3. How We Share Your Information

This is the core of our service: when you submit a request, you authorize us to share the information you provide with one or more third-party licensed insurance carriers, agents, aggregators, and marketing partners so they can contact you with quotes and offers. These partners are independent businesses with their own privacy practices, which we do not control. We may also share information with service providers, and as required by law or to protect our rights.

4. TCPA / Contact Consent

By submitting a form, you provide your prior express written consent for MyRateSaverHub and our partners to contact you at the phone number and email you provide — including through automated telephone dialing systems, artificial or prerecorded voice messages, and SMS/text — regardless of whether your number appears on any federal or state Do Not Call registry. Consent is not a condition of purchasing any goods or services. Message and data rates may apply. You may opt out at any time by replying STOP to texts or asking to be removed on a call.

5. Cookies & Tracking

We and our partners use cookies, pixels, and similar technologies to operate the Site, measure performance, and support advertising. You can control cookies through your browser settings.

6. Your Privacy Rights (CCPA / State Rights)

Depending on your state, you may have the right to access, correct, or delete your personal information, and to opt out of the "sale" or "sharing" of personal information. To exercise these rights, including Do Not Sell or Share My Personal Information, email privacy@myratesaverhub.com. We will not discriminate against you for exercising your rights.

7. Data Retention & Security

We retain information as long as needed to provide the Services and for legitimate business and legal purposes. We use commercially reasonable safeguards, though no method of transmission is 100% secure.

8. Children's Privacy

The Services are not directed to individuals under 18, and we do not knowingly collect their information.

9. Changes

We may update this Policy from time to time. Continued use of the Site constitutes acceptance of the updated Policy.

10. Contact

Questions? Email privacy@myratesaverhub.com.